Meet The Team

Tracy Chan


Tracy has over 20 years’ experience in the corporate health (“Employee Benefits”) insurance industry, having worked at senior management levels with market leaders in the Employee Benefits space, i.e. Aetna Genesis, ING Insurance (now AIA). As a founder of Valor Management, she has been instrumental in developing Valor’s insurance business portfolio to include notable groups such as MISC Berhad, Wah Seong Corporation, Glomac, Malaysian Marine Heavy Engineering, Blue Archipelago, Lafarge Group, BNP Paribas Group. In 2014, Tracy obtained her Registered Financial Planner (“RFP”) certification from the Malaysian Financial Planning Council (“MFPC”).

Dr. Abraham

Medical Advisor

Dr. Abraham obtained his M.B.B.S in 1973 from India, he started practicing at Government Hospitals since 1974 to 1991. Subsequently, he has moved to the Private Hospitals providing his services as a General Practitioner.

He is currently still practicing as a Locam, despite he has already retired as he wish to kept himself abreast with the recent market practice on medical discipline. His experiences ranges from being Consultant to Local and International Companies. Prior to his retirement, from 1995 to 2015, he was attached to various Corporations ranging from Local to International Third Party Administrators, U.S. Nutritional Company, International University.

Jouyin Teoh

Ocupational Therapist

Ms. Teoh, our Therapist, started out in specialist in areas of weight management and obesity-related diseases in 2012 while under employment with the GH in an R&D position in early childhood development.

She pioneered the occupational therapy development and later gaining nationwide and international recognition. Her specialty is to work with Lifestyle modifications program targeting areas like weight, disease, pain, sleep and mental health.

Her profession is now being recognized as she is even getting doctor’s referrals